I just got a new credit card, and of course I had to call the little toll-free number to activate the card so I could use it. Little did I know that this is just a huge scheme to get me to agree to sign up for a free trial for their “Credit Protection Plan”. After about ten minutes of listening to the obviously foreign man try to explain to me the details of this plan I tried to tell him that I wasn’t interested. Then he started using a tone with me that made me feel stupid, because he was acting like I was an idiot for not enrolling in the free trial. But after a few more minutes of barely comprehensible explanations I got the man to understand that I was not at all interested. Overall it was a pretty stressful experience, but at least now I know to automatically say no to anything offered to me over the phone!